웰컴디지털뱅크(웰컴저축은행)

Welcome to the No.1 digital banking savings bank! We are proud to offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services. With our user-friendly app, you can experience well-being in your financial journey.

No.1 in cumulative app downloads and users in the savings bank sector, based on App Annie data as of December 31, 2023, we are committed to providing top-notch services to our customers.

Well Bang Walking Savings

Elevate your savings with our innovative 'Well Bang Walking Savings' program. Earn up to 10% annual interest simply by achieving your step goals. The more you walk, the higher the preferential interest rate you can earn:

• 1 million steps: 1.0%p per year
• 2 million steps: 2.0%p per year
• 3 million steps: 3.0%p per year
• 4 million steps: 8.0%p per year

Additionally, enjoy a 1.0%p bonus by setting up automatic payments through our bank account at least 6 times.

Welcome First Transaction Preferential Savings

New to our bank? Celebrate your first transaction with us and receive a special interest rate of up to 7% per year for the first 30 days. Our WELCOME program offers:

• Basic interest rate: 3.7% per year
• Preferential interest rate up to 3.3% per year, with conditions:
• 1.8%p per year for 8 automatic transfers
• 1.5%p per year if your average account balance is 500,000 won or more

Welcome My Data: Comprehensive Financial Management

Concerned about managing your assets and liabilities? Our Welcome My Data service has you covered. We've helped customers save an estimated KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We collect and manage all your debts, offer transfer loan possibilities, and help you check your credit status with our credit weather tool.

Easy and Convenient Account Opening

Open your account anytime, anywhere, 24/7, without the need for a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. Choose from dedicated accounts tailored for payers, office workers, and bosses, and enjoy special benefits upon opening.

Wellbang Lounge: Exclusive Prize Benefits

Don't miss out on our exclusive Wellbang Lounge where you can enjoy:

• Well Bank Walking: Earn up to 100 won per day and 3,000 won per month for loan customers, and up to 40 won per day and 1,240 won per month for receiving customers.
• Well Bang Lotto: Guess 6 numbers from 0 to 9 to win prizes.
• Well Bang Odd or Even: Predict whether the week will be odd or even and win weekly prizes.

Convenient Financial Services

Our app makes financial management easy with features like:

• Seamless transfers with a simple drag-and-drop interface.
• View your total assets, detailed status, and savings goals on one page.
• Check your car's value with just its license plate number.
• Set up automatic payments for utility bills and other fees.
• Monitor your credit score with our free credit management service, without impacting your score.

Electronic Financial Fraud Prevention

Your security is our priority. We offer a range of fraud prevention services including PC designation, 2-channel authentication, and one-time authentication number services, all in compliance with the Financial Supervisory Service's guidelines.

Product Information

Well-Bang Working Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + up to 9.0% per year preferential interest

WELCOME First Transaction Preferential Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Subscription conditions: Within 30 days from first account opening
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + up to 3.3% per year preferential interest

Please note that in accordance with the Depositor Protection Act, your deposit is protected up to 50 million won per person, including principal and interest. Always review the product description and terms before signing a contract. Interest rates are subject to change, so keep an eye on our website or app for the latest updates.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 to 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 to 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 to 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Wellbang App Permissions and Usage

Required Access Rights:

• Storage space: For storing certificates, checking OS tampering, document submission, and storing photos.
• Phone: For identity and device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps.

Optional Access Rights:

• Contacts/Address Book: For contact transfer, SMS sending, coupon purchases, and recommending friends.
• Camera: For photo ID, face authentication, and document submission.
• Photos and videos: To save and collect photos submitted as supporting documents.
• Notification: To receive important notices, events, and promotions.

Credit Disorderly Conduct Investigation Items

We monitor malicious app detection information and diagnostic information on detected malicious apps to ensure your financial security.

Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim. Our business registration number is 120-87-93876. We are committed to compliance and have been reviewed by the Korea Federation of Savings Banks (2023-00710) and the Welcome Savings Bank Compliance Officer (No. 3765).

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

• Improved app usage environment and stability