WavePay APP by Wave Money

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service

WavePay, the mobile wallet application by WaveMoney, revolutionizes digital payments in Myanmar by integrating users into a robust ecosystem supported by an expansive network of approximately 60,000 agents and over 200,000 merchants. WavePay serves as a comprehensive solution for all your payment needs:

• Send money effortlessly to family and friends using just their mobile number, even if they aren't on the WavePay app.
• Make instant payments at a variety of locations including grocery stores, medical shops, electronic outlets, and restaurants by simply scanning a QR code.
• Top up or purchase packs for your mobile or those of your loved ones, ensuring you stay connected.
• Easily pay bills for services such as internet, solar energy, insurance, and microfinance loans.
• Seamlessly link your bank accounts or MPU cards to transfer funds in and out of your wallet.

Safe and Secure Payments

• Your account is secured with the "One Wallet, One Device" (1W1D) feature, which restricts access to your WavePay account to only one device at a time, enhancing security.
• Protect your transactions with a mandatory 4-digit PIN, which must be set during account creation and used to authorize all transactions.
• For transfers to non-WavePay users, an additional layer of security is provided through a 6-digit secret code. Recipients can collect their money at any WaveMoney agent shop by presenting the transaction ID and the 6-digit code.

Easy Cash-in and Cash-out Services

• Conveniently cash in or cash out at any of the 60,000+ Wave agent shops located throughout the country.
• Link your bank accounts from partner banks or any e-commerce enabled MPU cards for seamless fund transfers into and out of your wallet.

Easy Airtime Top-up and Bill Payments

• Keep in touch by topping up or purchasing packs for any mobile operator like ATOM, MPT, or Ooredoo.
• Settle your internet bills with over 30 providers, including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, and Myanmar APN.
• Make loan repayments to over 40 partners, such as Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga, Advans, Alliance, and VisionFund.
• Pay insurance premiums to companies like Prudential, Manulife, Capital Taiyo, Young Insurance, and KBZ MS General Insurance.
• Handle your solar energy bills with providers like OV Solar, Solar Home, and Sun King Solar.
• Pay for healthcare and telehealth services at facilities such as PunHlaing Hospitals, MyanCare, myDoctor, Health4U, and T-Fitness.

Fast and Reliable Payments at Online Stores

• Shop online securely and conveniently at Shop.com.mm, OwayFresh, and other trusted partners using WavePay, eliminating the need for cash on delivery.
• Order food or groceries from FoodPanda and pay seamlessly through the WavePay app.

Book Hotels & Tickets for Bus and Flights

• Book flight tickets for domestic or international travel, one-way or round-trip, on platforms like FlyMya and AirKBZ, and pay using your WavePay wallet.
• Purchase online bus tickets from services such as MMBus Ticket, Oway, AungSan, AungMinGalar, and Mandalay Gate. Check seat availability and receive real-time updates.
• Reserve your stay at hotels like Memories Hotel, Memories Travel, and Balloons Over Myanmar before you travel.
• Pay for your groceries, medicines, electronics, and clothing purchases hassle-free by scanning Wave QR codes at over 200,000 merchants.

Contact Us

• Our WaveMoney Call Centre is available daily from 8 AM to 10 PM to assist you. Call 900 from ATOM numbers (free) or 097900090000 for other operator numbers.
• To become a business partner or agent, email us at [email protected] or contact our call center.