Kredivo stands out as the epitome of flexible payment solutions, offering a range of options tailored to meet diverse consumer needs. Here's a detailed look at why Kredivo is considered the most flexible payment option available:
Proofs of Kredivo's Flexibility:
Product Financing with Installment Payments: Kredivo allows you to pay for your purchases later, with options ranging from a 1-month deferment to 3, 6, 12, 18, and 24-month installments. This flexibility caters to different financial situations and spending habits.
Interest Rate: Enjoy 0% interest for payments made within 30 days or over 3 months. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from an interest rate starting at 1.99% per month, with a maximum annual rate of 41.51%.
Limit: With a maximum credit limit of up to IDR 50,000,000, Kredivo provides substantial purchasing power to its users.
Simulation: For instance, if you opt for a 12-month installment plan to pay for a transaction worth IDR 2,000,000, Kredivo applies an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.
Addressing Various Needs:
Whether you're looking to shop online or offline on installment without a credit card, need quick loans for emergencies, or want to apply for credit without the usual hassles, Kredivo has you covered. As a digital credit application, Kredivo assesses your creditworthiness in real-time, ensuring a swift registration and approval process that takes just minutes. Once approved, you can immediately use Kredivo for purchases at over 4000 merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, and McDonald's, with just two clicks.
Kredivo also supports zero down payment purchases, allowing you to buy new mobile phones, book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or purchase furniture and fashion items. Additionally, you can pay utility bills, buy pulsa/data packages, gaming/streaming vouchers, and gasoline directly through the Kredivo app. For those in need of quick cash, KrediFazz offers advances with flexible repayment terms of 3, 6, and 12 months.
Why Choose Kredivo?
Simpler and Faster: Apply online easily by uploading your KTP via the Kredivo app—no salary slip required. Get approved in minutes and start shopping or access instant loans from KrediFazz hassle-free.
Safe and Secure: Your data is protected with encryption, and Kredivo's operations are regulated by OJK, ensuring a safe and credible service.
0% Interest & Without Down Payment: Benefit from one of the market's lowest interest rates and enjoy Kredivo's services without any down payment.
For more detailed information, you can refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. Should you have any feedback, you can reach out to Kredivo via email at [email protected] or by calling 0804-1-573348.
Business and Customer Service Addresses:
Business Address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260
Customer Service Office Address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
What's New in Version 3.48.0
Last updated on Oct 17, 2024
This latest version includes minor bug fixes and improvements. Install or update to the newest version to experience these enhancements!
3.48.0
53.0 MB
Android 5.0+
com.finaccel.android
